Charts: Distribution of Deposits by Size and Type of Financial Institution, 1995 - 2010
In 1995, giant banks (those with over $100 million in assets in 2010 dollars) held only a small sliver of U.S. deposits. Today, they control 44 percent of the market, while small and mid-sized banks and credit unions have seen their share of deposits shrink.


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The New Rules Project launched the Community Banking Initiative to provide the empirical and conceptual underpinnings for a community-scaled financial system, which will reduce systemic risk and strengthen local economies, and to identify public policies that can revitalize such a system. Visiting the banking section of our site for more details, articles, and charts. You can also sign-up for periodic updates on the initiative.


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